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title: How do I correct deceased status on credit report?
description: This most often occurs when a husband and wife possess joint bank accounts or share credit cards. When one of them dies deceased status can appear on the surviving account holders credit report. In ad
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# How do I correct deceased status on credit report?

This most often occurs when a husband and wife possess joint bank accounts or share credit cards. When one of them dies *deceased status* can appear on the surviving account holders credit report. In addition to the death notation, the file will no longer have a FICO score.

Should this occur, the consumer should request a copy of their TransUnion, Equifax and Experian credit files through the website AnnualCreditReport.com (if credit is denied because of something in the report, the consumer is also entitled to a free copy at any time). Carefully review each file and dispute any tradeline indicating deceased status.

A dispute can be lodged online, by phone, or through the mail, but online is generally the fastest and allows for  the process to be monitored.

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